Credit Insurance Benefits in Post Falls, ID
Lakeview Financial can tailor your loan to include protections in the event you become unemployed, get injured, become sick or pass away. These insurances can make a vital difference in keeping your credit in good standing and giving you peace of mind. The protections will make your payments when your income may be reduced when these unexpected situations arise. We have you covered!
Our Credit Life
The credit insurance pays off the loan in the event that a covered borrower passes away plus unearned interest as well. The beneficiary walks away with the title if it was secured and a check for the total amount of the loan, including interest minus current payoff at time of death.
Our Credit Accident and Health
Credit insurance will cover the primary borrower in the event they are unable to work after 7 days of a sickness or accident taking place and under the care of a physician. The insured payments of up to $350 per month will be paid directly to Lakeview until the insured is back to work. This insurance will remain in effect until the borrower is working again or the loan is paid in full.
After being unemployed for at least 31 days and attaining 4 proofs of unemployment payments being made to the insured by the unemployment department this insurance will make the payments based on the term of the insureds loan.
See below for forms and further information that you may need to assist you in involuntary unemployment and/or disability claims.
Contact us to receive the money you need at an interest rate you can afford.